Are you looking for a few ways to earn money to put towards your debt? Do you want to save up for an upcoming big purchase, such as a car or house? If so, then you need to learn all about how to earn money fast by selling your beanie babies.

Doing so can help you get the money you need. You can turn those old plushes into a new purchase with the cash you receive. Their value has never been higher!

See below for an in-depth guide on how to earn money fast selling beaning babies and other stuffed toys from your childhood.

1. Know the Rare Ones

Did you know that some beanie babies are worth thousands of dollars these days? If you have a few of those puppies in your possession, you could wind up with some serious cash!

But which ones? That’s the million-dollar question! It’s important to know which beanie babies are the most valuable so that you can rifle through your and your loved one’s collection and see if any of them fit the bill. 

Here are the top ten most valuable beanie babies right now:

• Patti the Platypus
• Gobbles the Turkey
• Iggy the Iguana
• Peanut the Elephant (Royal Blue)
• Valentino the Bear
• Claude the Crab
• Snort the Red Bull
• The Peace Bear
• McDonald’s International Bears
• The Purple Princess Diana Bear

Some articles out there list the prices for these bad boys, but that asking price fluctuates a little too much for us to list them. Not to mention that several factors cause the price to go up or down, such as the edition, condition, what it’s made of, and so forth.

Yes, you read that correctly. Different versions of the same beanie babies were made of different materials. Some were made with PVC while others were made with polyethene. Who would’ve thought the pellets would dictate the price?

2. Research Their Worth

Because of all those variables, you’ll need to perform a bit of research. Google the type of beanie babies you have to see what they’re currently going for.

For example, let’s say you have a Patti the Platypus that’s been well-loved (played with), but still has the original tag on it. See how much a similar Patti the Platypus sold for.

This will help you manage your expectations. Some won’t be worth as much as you’d hoped, while others will be a tremendous surprise!

3. Know Your Outlets to Sell

So… where should you sell a beanie baby if you have one of the ten above? That depends on a few things. 

First, how quickly are you hoping to sell? If the timetable is soon, then you’ll probably want to sell it online. If so, then you could choose to sell the beanie baby on sites like PlushCollector, Craigslist, eBay, Etsy, Pinterest, Facebook Marketplace, and so forth.

Some people have even decided to create their own website for reselling their collection since they have too many to facilitate. What a world we live in!

For those of you that are playing longball to find the best price, you’ll want to expand your horizons a bit by going to tradeshows and events where collectors are present. There are also groups you can join online to get connected.

Here’s the trick: don’t show your hand too early. If you have some time before you wish to sell the beanie babies in your collection, learn more about the group first. See how interested they are in adding some to their collection.

Then, you can expose your beanie baby to them. After all, it isn’t a good idea to go around shouting that you have stuffed animals worth thousands of dollars in your possession. 

Be sure to visit this website to learn more about how to make money selling beanie babies and get the most for your precious stuffed toys.

4. Take a Business-Minded Approach

We bet you weren’t expecting this to be a tidbit of advice in this article. Remember those people that we mentioned were making a website to sell their beanie babies?

Well, if you have even two or three valuable beanie babies in your possession, it just makes sense to create a site for your collection. That way, you can bring the customers to you, not the other way around.

In the end, this is just like any other sale. The more people you put it in front of, the likelier you are to get a higher price point. You might even start a bidding war between a few fanatics!

5. Communicate Often

One thing you’ll find about selling your beanie babies online is that there is a lot of open dialogue that’s required.

It isn’t like the typical sale, where people purchase an item right away. Even if you get interested buyers on your site, they’ll likely have a plethora of questions before they even think about purchasing it. That’s only fair, considering they’re about to drop hundreds (if not thousands) of dollars on it.

For that reason, you should keep yourself open to talking. Keep push notifications on your phone so that you can respond as soon as someone messages you.

Earn Money Fast by Selling Your Beanie Babies

Now that you have seen an in-depth guide on how to earn money fast by selling your beanie babies, be sure to use this information to your advantage.

Start by browsing our website for more articles on selling beanie babies, as well as other topics that you will find helpful.

Nowadays, there are many options when it comes to planning for the future. Traditional pensions have become old news and new, more dynamic, retirement plans have replaced them.

But it can be a challenge to navigate the choices and money myths that surround these plans. This is especially the case when it comes to the 401K.

There are a lot of polarizing statements about this form of investing. If you have found it confusing to make sense of all of the different information out there, keep reading to find out what you should know about 401K plans.

Myth 1: There Are No Fees

There are no free lunches when it comes to the 401k. Fees vary depending on the sponsors and the size of the plan. Usually, the bigger the plan, the smaller the percentage of fees involved.

Who pays those fees also varies depending on where you work. Some employees may choose to cover these fees for you, while some do not. 

What is worth knowing is that 401k sponsors are legally obligated to disclose their fees in regular statements, so keep an eye on these statements.

Myth 2: 401K Plans Offer a Variety of Investment Options

401K plans are quite limited in their investment choices. This is down to the selection of investments provided by employers. Because people misunderstand this fact, they often feel that their 401K doesn’t perform as they expected. This is mainly because they didn’t take the time to consider the option carefully.

Knowing that 401K plans are limited is not necessarily a disadvantage. Once you take the time to know what you’re working with, you can make very sound investment decisions based on the choices available.  

Myth 3: A 401K Assets Are Guaranteed 

It’s important to understand the mechanics of a 401K. It’s not some sort of “super pension plan”. The money is invested in the financial market and is subject to all of the same pros and cons that come with this type of investing.

Believing the above-mentioned myth has led many to make poor financial decisions, like overfunding their 401k. 

Knowing the truth can help you consider additional investment options and stop overfunding your 401k.

Myth 4: Matching Is the Most Important Feature

This is a dangerous myth for two reasons.

1) Many believe that employer matching is enough to retire comfortably.

2) If the employer doesn’t match, then there is no point contributing to a 401K at all.

The truth is that matching is a great bonus, but it shouldn’t be the be-all and end-all of how you view your 401K and how you use it. 

Debunking Money Myths

The 401K is a very useful instrument when used correctly. When used irresponsibly, it can cause more harm than good! One of the biggest reasons that people make poor financial decisions is due to poor financial education.

The world is saturated with money myths and it’s up to all of us to sepr¡erate the wheat from the chaff. So don’t let your finances and future be tainted by these common myths, staying alert to the truth is one of the best ways to protect your assets.

So, keep learning more about finances and more by browsing our site.

Cryptocurrency is a highly profitable investment opportunity for many investors. Unfortunately, it’s also a highly profitable opportunity for many fraudsters who are looking to take advantage of your hard-earned BTC.

What most people who trade cryptocurrency don’t know is how to avoid fraudsters and keep their cash safe. If you buy and sell crypto, you need to know how to keep your currency safe. Here are 5 common bitcoin frauds to keep an eye out for.

1. The Pump-and-Dump Scam

Pump-and-dump scams are some of the oldest tricks in the book. In these scams, an influencer starts by buying lots of altcoins that are supposedly going to “make it big.”

Then, they begin spreading the word that this coin is the next big thing. Their followers quickly jump on the wagon train and purchase large amounts of the altcoin, at which point the influencer dumps their stocks.

What happens is that the influencer makes out like a bandit while the followers are left with loads of useless crypto. Ouch!

2. The Social Media Scam

One of the first rules of crypto safety is to always double-check your transactions. That’s because bitcoin transactions cannot be reversed.

Some scammers will create fake social media profiles impersonating highly trusted individuals, such as Elon Musk. They’ll give fake promises to double the amount of bitcoin to anyone who sends their coin to the wallet address. Once the BTC is sent, that user never sees it again and can’t recover their lost coin.

3. The Fake Bitcoin Exchange

A very tough-to-spot scam is the fake bitcoin exchange scam. In this scam, fraudsters create an entire bitcoin exchange that offers great prices for anyone willing to sell their bitcoin.

However, what traders don’t realize is that their bitcoin is being poured into an exchange that doesn’t actually exist. The scammer on the other end of the line simply reaps all the bitcoin while the users are left with nothing to show from the transaction.

4. The Ponzi Scheme

In a twist on the classic Ponzi scheme, bitcoin fraudsters will promise high returns on anyone who invests bitcoin with their company. What they actually do is give back small “returns” from new investors while pocketing most of the money.

Just like the classic Ponzi scheme, this can leave plenty of innocent people without money. And it can leave the fraudster with piles of cash that they can never return.

5. The Fake Cryptocurrency Scam

The fake cryptocurrency scam is targeted at people who are interested in investing in bitcoin but haven’t yet. Fraudsters promise to get investors access to a new alternative to bitcoin that’s bound to be even more successful.

In reality, the scammers take investors’ cash and route it into their personal bank accounts. That leaves investors with no cash and no bitcoin and the scammers with a pocketful of money.

Protect Yourself From Bitcoin Frauds

There are plenty of different bitcoin frauds out there. In fact, these five are only scratching the surface! Following safety tips and tricks can help you protect your investments and keep your money safe.

If you’re interested in learning more about topics like this, you’re in the right place. Check out some of our other unique articles today!

Gift cards take the guesswork out of picking someone a present, especially if you don’t know the recipient that well. But it may shock you to hear that $3 billion worth of gift cards go unused every single year in America.

We all know what it’s like to receive unwanted gift cards. Wouldn’t it be easier if you had the cash instead?

Selling gift cards for cash doesn’t need to be complicated or time-consuming. To discover some of the simplest ways of making money online using your gift cards, just keep reading!

Friends and Family

A quick and cost-effective way to sell your unwanted gift cards for cash is through family and friends. There are two ways you can do this:

If a friend or family member frequently visits the shop or website of your gift card, then you’re in luck. Reach out to them!

Use social media to see if anybody would be interested in buying the gift card from you. Just be careful. The person who gave you the card might not be happy to see that you’re selling it.

The benefit of this method is that a friend or family member will often pay >95% of the card’s value, sometimes even the full 100%. It might require a bit more legwork, but the payoff can be worth it.

Gift Card Websites

Around 6% of gift cards are never used. So, it’s no surprise that there are a variety of gift card websites that allow you to sell them.

Some of these websites only allow you to trade your unwanted gift cards for other vouchers or cards. But if you want to sell your gift cards for cash, there are websites for that too.

Gift card websites can differ slightly in terms of their rules. For example, GiftCash and CardPool set the price of your card. For popular retailers, this can be as high as 93% of the card’s value. But you need to have at least $10-$15 on the card to sell it, and at least $5 on e-gift cards.

Raise is an example of a website that gives you the freedom to set the price of the card yourself. You can also sell cards that have partial balances on them. However, you’ll lose 15% of the final sale price as a commission.

Some gift card websites will even offer additional rewards or cashback, simply for buying or selling unwanted gift cards. Have a look at this example to see how it works.

Gift Card Kiosks

Another option is to use a gift card kiosk.

These machines work similarly to a website, whereby you input the info of your card, receive a value, and then choose whether to accept it. If you do, the machine prints off a receipt which can be exchanged for cash via a store cashier.

Gift card kiosks can pay up to 85% of the card’s value. The downside is searching for one and traveling to it.

Ready to Sell Your Gift Cards for Cash?

Did you enjoy the article? We’ve explored the three best options for selling gift cards for cash. If you have any other ideas, we’d love to hear from you! Leave a comment or reach out to us via social media!

Don’t forget to check out our homepage to discover more answers to your questions. We have articles on travel, health, finance, and tech, including ‘How to Sell Gold in 4 Easy Ways’ and ‘3 Tips to Prepare for Texas Hurricane Season’.

Here’s the deal: Gold is one of the most valuable precious metals in the whole world. So if you are interested in buying and selling gold, you are in good company.

Want to learn how to sell gold jewelry?

Gold can be a great investment, but we’ve got the inside scoop on the best ways to sell it. This guide explains how to sell gold in 4 easy ways!

1. Gold Bullions

If you’ve never considered selling gold bullions before, you’re in luck.

One of the best ways to start selling gold on your own is to purchase real gold coins or gold bars. Not only will you get the joys of feeling real gold, but you will also be able to look at it and enjoy its beauty whenever you’d like.

However, there are a couple of downsides as well, such as protecting your gold bullions from others. Be sure to keep this precious possession in a private place!

2. Gold Futures

Another great way to start selling gold is to invest in gold futures. This is one of the safest ways to bet on the value of rising or falling gold prices. As a matter of fact, you can even have the actual gold delivered to your home if you’d like, but that shouldn’t be your primary focus.

In addition to this, you don’t need much money to buy gold futures either. On the flip side, you’re almost guaranteed to make a ton of money quickly!

3. Gold Tracking ETFs

The biggest benefit of buying a gold-tracking ETF is that you can easily exchange it for money at the best market price. On top of trading your fund every single day that the gold market is open for business, you can also enjoy it as a liquid asset!

4. Gold Mining Stocks

Last but not least, it’s also a smart idea to invest in gold mining stocks while you can. By placing bets on the miners to manufacture your goods, you’ll be making an intelligent consumer choice.

Plus, you are almost guaranteed to receive a return on your gold investment. As the price of gold rises, a miner’s earnings will most likely rise as well, meaning a bigger return for your initial investment.

Looking for the best place to sell gold?

Hint: It pays to do your pawnshop research first!

Learn How to Sell Gold Today

Ready to learn how to sell gold today?

When it comes to selling gold online and investing in gold, we’ve got you covered. From selling gold bullions and futures to gold tracking EFTs and mining stocks, we have everything you need to succeed.

Besides diversifying your financial portfolio, investing in gold will also teach you how to receive a high return on your investment. Not to mention that managing liquid assets is a great skill too!

Still curious about gold prices?

Don’t hesitate to check out the rest of our blog now!

If you are either a beginner investor or a seasoned market hawk looking to diversify your portfolio, investing in precious metals may be the right decision. Comprising a $182 billion global market, precious metals are a cornerstone of any attractive investment vehicle.

While they are not as new and flashy as commodities such as crypto and tech stocks, precious metals have proven to be a durable and reliable asset for investors for centuries.

If you are new to the market and wondering how to invest in precious metals, you have come to the right place. Read this essential beginner’s guide to investing in precious metals to find out the essential things you need to know before you invest.

1. How to Go About Investing in Precious Metals

If you are wondering how to invest in gold and precious metals, it is worth explaining what this task actually entails. First, it is important to point out that you should not try to take physical ownership of any precious metals you invest in.

The vast majority of investors in gold, silver, and other metals will use a broker or investment platform to buy up their metals, which will remain stored in a secure vault.

You can, of course, take physical ownership of bullion, coins, and bars. However, doing this will make them extraordinarily difficult to sell, while delivery and storage costs may be as much as what you paid for the metals in the first place.

2. Gold is Still Good 

If you are trying to find the best precious metal to invest in now, you will likely be told that gold is the go-to. This is especially true in times of economic and social turbulence such as right now, as gold is traditionally seen by investors as a “safe haven” asset that will not lose value.

Gold is durable, never deteriorates, is always in demand, and is incredibly easy to buy and sell on the global marketplace at a transparent price. While gold is not the only precious metal worth investing in, it is an important hedge against uncertainty in any good investor’s portfolio.

3. Alternative Metals Are a Winner

That being said, gold is not the only option. Many investors are finding that silver is a more attractive precious metal, owing to the fact that it offers all of the benefits of gold at a much lower price. As this expert silver buyers guide explains, you can buy silver coins, bars, and rounds as an asset.

Silver is easier to take physical ownership of, especially if you’re opting for smaller assets such as silver coins. However, you can invest in silver via an online investment brokerage as part of a precious metals portfolio. Other attractive metals to invest in right now are platinum, palladium, and copper.

4. How Liquid Are Precious Metal Assets?

One of the benefits of investing in precious metals is that there is always a market for them, meaning that, should you need to quickly liquidate your assets, you will be able to do so. If you own precious metal ETFs, you can usually sell them online in a matter of minutes for a price determined by the global market.

However, if you physically own precious metals such as gold bars, the selling process will be more cumbersome. It is for this reason that such investments are considered long-term, lifelong investments.

Your Finance Questions, Answered

Now that you know all of the essentials for investing in precious metals, it is time to learn more about how to future-proof your finances and build a portfolio that will offer the security you need. For this, we have got you covered. Make sure to consult our expertly-curated Finance Guides for all of the latest investment advice.

If you want to seriously grow your money, you must look at all the financial instruments available. Most often, people invest in stocks, bonds, mutual funds, or even real estate. However, if you’re putting all your money in instruments that hedge on market movement, you are setting yourself up for disaster. It would be best if you incorporated other instruments like precious metals. Gold, silver, and platinum offer great investment opportunities that give your portfolio diversity. As an investor, you must make it your mantra to seek diversification. Putting all your eggs in one basket is a risky strategy. The following reasons state why you must practice diversification in investments:

1. Helps Mitigate Disasters and Manage Threats

Everyone knows that high-return investments are often not guaranteed. In fact, each asset class comes with its own set of risks. Diversification can help you manage those risks. Yes, it doesn’t completely eliminate the risks, but it provides cushioning in case something bad happens. If you put your eggs in one basket and it gets destroyed, all your eggs will become shattered into pieces. However, if you separate them in different baskets, you can still count on the rest even if one basket falls. Similarly, investing in different assets like precious metals, real estate, bond, stocks, and annuities, accords better stability.

2. Seamless and Smooth Returns

With a diversified set of financial instruments, you can weather storms easily. When you invest in different classes, you do not fall prey to the adverse impact of market volatility. With different investments, those investments that do well, cushion the negative impact of those that perform dull. This type of cost averaging means that you can rely on seamless and smooth returns even if the market fluctuates. To illustrate, in case of a bull market and your blue-chip stocks fall, your platinum, gold, or silver investment can hold its value or even increase in price per ounce.

3. Enjoy Variety with Diversity

Diversity refers to more than buying shares from different kinds of companies. After all, when the economy goes bullish, every stock you have will still decline. Hence, it would be best to consider other types of assets, such as precious metals, real estate, annuities, and the like. You can also look outward, meaning don’t merely invest in your own country. The world is now a global village, so checking emerging overseas markets can offer you higher potential returns. Of course, before you dabble in anything, you must study the pros and cons so you can make an educated decision based on facts and not conjectures.

4. Allows Customisation to Suit Risk Tolerance

Finally, diversification allows you to customise your investment portfolio into one that meets your tolerance risk. Not everyone is a big risk-taker. After all, the greater the rewards, the higher the risks. With diversity, you can balance the risks and rewards, making it suitable for your life stage. After all, a retired 70-year-old has vastly different needs from someone who is single or someone in their mid-30s with small children. Think about it, those who are young with no dependents have a lengthier horizon to grow their money in high-risk assets.

In contrast, a person who has kids to worry about needs less risk and more guaranteed returns. Meanwhile, retirees no longer have income from employment and need to preserve their wealth as much as possible to sustain their lifestyles. With diversification, you can balance your investment portfolio to suit your life stage. Employing this strategy assures that you can earn more profits without stressing over your investments. After all, no one would ever like to lose their hard-earned money!

Did you know that out of those with life insurance, 1 in 5 say they don’t have enough? Life insurance policies can be tricky to understand, but if you want to increase your cash value, paid up additions may be the right move for you. Dividends are another option that is taxable, but are paid up additions?

Read on to learn the answer to, “are paid up additions taxable?”

What Are Paid up Additions?

A rider gets added to a life insurance policy in which paid up additions (PUA) are available. A paid up additions rider means that the owner of the policy can buy more pair-up insurance. This is for those who are looking at cash value life insurance or whole life insurance.

If you want to increase cash value performance within your insurance policy, you use a PUA rider to put in additional money. Every premium dollar for the paid up additions creates a policy that immediately creates cash value.

So, are paid-up additions taxable? The cash value increases significantly because these policies are not taxable.

There are different paid up additions to choose from depending on the insurance company you use. This option is valuable for value accumulation at interest. The main thing you need to know about these policies are as follows:

The Dividend Option

Many policyholders have paid up additions, but don’t know it. A common dividend option for whole life policies is purchasing paid-up additions.

For a lot of insurers, this will be the default option. It is important to note that dividends are taxable while paid-up additions are not.

PUA Rider

If paid up additions are not the dividend option, they are a rider. This is when the policyholder chooses to add PUA to their policy. With a rider, a policyholder must use external money to purchase additions.

Immediate Cash Value

Many wonder the difference between an insurance paid-up policy vs. surrender policies. A paid-up policy provides immediate cash value in the form of a policy loan or they can surrender the paid-up addition to receive the cash value as a withdrawal.

A good way to decide between the two options is to get a reduced paid-up insurance calculation. Before doing a calculation, be sure to note if you have a one-year term or option extended term.

Death Benefit

A paid-up addition makes an immediate death benefit. Depending on how much gets put into the purchase of the paid-up addition, you should receive more in return.

The death benefit is paid up immediately and needs no extra payments to remain active. These additions are often thought of as smaller whole life policies attached to a larger policy.

Are Paid up Additions Taxable?

The short answer to “are paid up additions taxable?” is no. However, there is a lot more that goes into these policies than taxes. By understanding this guide, you can decide whether or not a paid up additions policy is the right additive to your whole life policy.

There’s a lot to learn about insurance policies and other financial concepts. Our blog has more to offer so keep coming back for posts like this.

It would be foolish for people to arrive in the market without knowing about these things. In this field, investors trade currency pairs, so, it is necessary for the investors to find out which currency pair will be better for them. Investors need to know about recent news releases to predict the upcoming situation. This news is responsible for price fluctuations in the currency pairs. There are the different things that you need to know about the Forex market. They are explained here.

Be Conscious

When people see a bullish trend, they try to hold their position for a long time. At this time, investors should quantify the amount of risk they take as the market can change at any time. Here, before taking any steps, investors should think twice about what they are doing because it is necessary for them to take the right decisions at the right time. As the market is extremely risky, there is a higher chance of losing money. But, if you grab the right opportunities in the market, you will start to enjoy your trading. So traders should be conscious of this before implementing any techniques.

Follow the Plan

Firstly, people should fix a goal and make a roadmap to reach it, then, they need to enter the market. When investors have decided to earn a specific amount in a certain time period, they should not be greedy. If you follow the plan properly, you will be able to make progress systematically. This will also provide you with lots of profit. A trader’s plan will help them to determine their risk amount. When an investor has a fixed goal, it will be easy for him to find out how much he needs to invest to reach his target. Due to the extreme nature of the Forex market, you might feel frustrated at times. But never break the rules of trading as it will protect your capital.

Setting Stop-loss

Beginners should use stop-loss if they do not want to face a huge loss. In their plans, people should mention the stop-loss. There are two ways this can help investors. They are able to limit their losses which helps them to secure their capital. Secondly, a trader will also be able to know if they are skilled enough to speculate on the upcoming market circumstances. This is because people place the stop-loss on the basis of their predictions. So, beginners should not avoid this as it plays a significant role in the trading process.

Get Tips

Beginners should not feel hesitant to advice from investors. It is common that every newcomer will face problems in the market. At these times, professionals can help as they have already faced many similar situations. A novice also needs to aware of whether he is getting the right information or not. Before the implementation of a strategy, investors need to think about this. In your trading process, you are the only controller. So, it totally depends on you and what advice you choose to follow. To solve any problems, an investor can seek help from others.

Exit in Profit

To become a profitable trader, you have to exit the trades at the right time. To do this, a trader has to identify the exit signal properly. Investors should not fall into the trap of greed which can snatch away their profits. When people do not make any changes in their plan because of greed, they will not be able to secure their capital to stay in Forex. They will also not be able to ensure that they make continuous profits.

As a newcomer, you should try to consider the important facts about the market. These will help you to take the right actions necessary to achieve success. In this field, without having sound knowledge, investors should not try to trade.