Are you aware that every single state in the U.S. has some minimum requirement for car insurance?
These requirements are in place to help drivers who have gotten into an accident. However, it’s possible to get hit by someone who was driving without insurance. If this happened to you, don’t panic because there are measures you can take.
Are you wondering what you need to do? Keep reading to learn all about 5 things to do if you were hit by an uninsured driver.
File a Claim With Your Insurance Provider
If the auto accident fault lies with someone uninsured, one of the most important steps involves filing a claim with your insurance provider. The sooner you file the claim, the higher the chance you’ll get what you’re owed promptly.
The uninsured individual might try to settle the matter with you privately but this is a good way to get scammed or taken advantage of in other ways. Instead, it’s always wise to follow the regular course of action.
Document the Accident
As part of filing a claim with your insurance provider, you’ll be asked to submit as much evidence as possible. This is why it’s a good rule of thumb to take many pictures of the accident, especially the damage that your vehicle sustained.
Once you get your vehicle repaired, the final invoice is something they’ll want to see as well.
Call the Police
After the accident, you should call the police in addition to calling emergency medical services. Not having the minimum required insurance coverage in a given state is illegal after all. With this in mind, you’re expected to file a police report.
This is yet another piece of evidence your insurance provider will want to see before they offer auto accident help.
Sue the Uninsured Individual
Depending on the situation, it might be necessary to sue the person who hit you so that they cover all the costs they’re responsible for, including the cost of car accident injuries.
Be sure to click on this helpful link so that you can get an attorney who will always have your back.
Get The Driver’s Information
While the individual may not have insurance coverage, you’ll still need to communicate with them later on, so don’t forget to get their address and phone number.
That way, they can’t duck out of the situation and leave you empty-handed.
Now You Know What to Do When Hit by an Uninsured Driver
Now that you’ve learned all about what to do when hit by an uninsured driver, you can make sure you get the justice you deserve. The good news is that a lawyer can guide you every step of the way and then represent your case in a court of law if need be.
Are you wondering what else you should do when life throws you curve balls? We have your back with content that touches on many different topics.