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June 21, 2021

Casino

Play through and win limits in free spins terms and conditions

You have to be aware that, the free spins that you get will come with terms and conditions and thus, before you start to use any of them on any situs slot online, there is a need of understanding some of the terms and conditions:

Win limits

The free spins bonus does have a win limit attached to them. And thus if you become lucky and get the highest paying symbols while on them, you might only earn a small amount. Casinos online which offer free spins are ready to pay a few dollars if it will convince you to join their casino.

But they will not be ready to pay you a six figure jackpot if you have never gambled on their site on a regular basis.  That is the reason why the win limit is included in the terms and conditions for all free spins promotions.

Playthrough requirements

There will be a need for you to be aware of the requirements for playthrough as you claim the free spins. The requirements are normally part of the many terms and conditions which you agree to when accepting the free spin bonus. The online casino will be able to restrict your withdrawals until you are able to meet the requirements for the playthrough and you will have three months to six months in order to meet it.

The requirement for play through is normally calculated through having to multiply the bonus offer with a particular amount. For some casinos, the playthrough requirements are based on the free spins bonus value while for others; it is on the amount you win during the free spins. Playthrough requirements on a deposit could be only 25 times, but that will require you to bet about $5000 before you can make any withdrawals.

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Finance

Money Myths: The 401K

Nowadays, there are many options when it comes to planning for the future. Traditional pensions have become old news and new, more dynamic, retirement plans have replaced them.

But it can be a challenge to navigate the choices and money myths that surround these plans. This is especially the case when it comes to the 401K.

There are a lot of polarizing statements about this form of investing. If you have found it confusing to make sense of all of the different information out there, keep reading to find out what you should know about 401K plans.

Myth 1: There Are No Fees

There are no free lunches when it comes to the 401k. Fees vary depending on the sponsors and the size of the plan. Usually, the bigger the plan, the smaller the percentage of fees involved.

Who pays those fees also varies depending on where you work. Some employees may choose to cover these fees for you, while some do not. 

What is worth knowing is that 401k sponsors are legally obligated to disclose their fees in regular statements, so keep an eye on these statements.

Myth 2: 401K Plans Offer a Variety of Investment Options

401K plans are quite limited in their investment choices. This is down to the selection of investments provided by employers. Because people misunderstand this fact, they often feel that their 401K doesn’t perform as they expected. This is mainly because they didn’t take the time to consider the option carefully.

Knowing that 401K plans are limited is not necessarily a disadvantage. Once you take the time to know what you’re working with, you can make very sound investment decisions based on the choices available.  

Myth 3: A 401K Assets Are Guaranteed 

It’s important to understand the mechanics of a 401K. It’s not some sort of “super pension plan”. The money is invested in the financial market and is subject to all of the same pros and cons that come with this type of investing.

Believing the above-mentioned myth has led many to make poor financial decisions, like overfunding their 401k. 

Knowing the truth can help you consider additional investment options and stop overfunding your 401k.

Myth 4: Matching Is the Most Important Feature

This is a dangerous myth for two reasons.

1) Many believe that employer matching is enough to retire comfortably.

2) If the employer doesn’t match, then there is no point contributing to a 401K at all.

The truth is that matching is a great bonus, but it shouldn’t be the be-all and end-all of how you view your 401K and how you use it. 

Debunking Money Myths

The 401K is a very useful instrument when used correctly. When used irresponsibly, it can cause more harm than good! One of the biggest reasons that people make poor financial decisions is due to poor financial education.

The world is saturated with money myths and it’s up to all of us to sepr¡erate the wheat from the chaff. So don’t let your finances and future be tainted by these common myths, staying alert to the truth is one of the best ways to protect your assets.

So, keep learning more about finances and more by browsing our site.

 

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Featured

How to Recover Lost Data on a Mac (Without a Backup)

Did you know that about 73% of adults own a laptop or desktop computer? Many of those people are the proud owners of one of the many Macbook models and styles.

If you own one of these computers, then you know how scary it is to lose data. An event made even worse when you realize you haven’t backed anything up.

If you lost your data on your Macbook, you probably feel like your life is over. Don’t stress. You can easily recover lost data without a backup. If you want to learn how to do this, keep reading our guide for tips and tricks. 

Trash Bin

The first place you want to look for how to recover lost data on a mac is the trash bin. We have all accidentally right-clicked don something and hit delete.

That is why the trash bin is there! It acts as a middle man between you deleting a file and the file being gone forever. Most things on a MacBook that you delete will go straight to the trash bin.

This file looks like a wastebasket and is usually at the lower right-hand corner of your screen. Double click on it, and your files should be ready for recovery.

Keep in mind that if you empty the trash, those files are gone forever. The only way to get them back from that point is to have them backed up or stored in the cloud.

Undo Button

If you are typing in a word processor, it is easy to highlight a line of text and delete it. If this happens, don’t panic. Just hit the buttons Command + Z on your keyboard.

When you do this, you will see your writing pop back up on your screen. This method also works if you delete a file. That said, the Undo sequence will not reverse the effects of emptying your Macbook’s trash bin. 

Time Machine

Mac’s Time Machine option is a tool they use for OS document recovery and backup. All you have to do is set up Time Machine on your device. Once that’s done, you can manually implement backup or schedule backups that occur regularly on your computer.

Here is how to recover lost data with the time machine:

  1. Open the Finder icon on your Mac
  2. Go to the folder where you deleted the file or document
  3. Open either Launchpad or System Preferences and click Time Machine
  4. On the side, you will arrows that allow you to scroll your backups
  5. Pick which files you want to recover 

Once you do this, the files you restore will appear in folders where they were last.

iCloud

iCloud is great if you have insufficient disk space to recover lost data. If you lose anything from the iCloud on your Macbook, you can recover it within the next 30 days. All you need to do is go to iCloud.com and add in your Apple ID. From there, you can open up the Recently Deleted tab and recover lost excel data or other files.  

More on How to Recover Lost Data

As you can tell, losing data that you haven’t backed up is not the end of the world. There are several strategies you can implement to get your critical documents and information back. Just remember to check the trash bin or hit undo.

If you enjoyed this article, and want more technological tips and tricks, check out the tech page on our blog today!

 

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